Health Insurance

About Medicaid

Medicaid is a program started by the United States government to provide heath care help for those who fall under the low-income bracket. This program aims to assist such people in meeting their medical costs and gain the medical attention they require to get back to full health.

It is funded by the state government in every state as well as by the federal government. It was created through Title XIX of the Social Security Act. Each state can also have its own name for the Medicaid program they have to offer. For example, California calls its Medicaid program as Medi-Cal.

Looking into which set of people Medicaid specifically caters to:

• Families belonging to the low-income bracket
• People who are 65 or above
• Children below 21 years of age
• Pregnant women
• Those who are suffering from blindness
• People needing medical care on a long-term basis, but who are unable to afford this
• Those with a serious illness that is causing very high medical bills
• Those who are aliens and refugees are also considered

• X-ray services and lab requirements
• Outpatient service requirements
• Inpatient service requirements
• Diagnosis and treatment for children under the age of 21
• Requirement for medical equipment
• Nursing home care
• Emergency ambulance services to the hospital
• Insurance and payment of Medicare premiums

Medicaid is also available in the form of a Medicaid managed care program. A person requiring this can take it up at a clinic, hospital, HMO or a doctor’s group belonging to their local department of social services.

This program is America’s largest resource for funding medical services for those who have a limited income. In order for you to enroll into this program, you need to meet up to certain eligibility criteria such as your health conditions and your age. All these qualifications are the general ones which apply in every state and of course the eligibility criterion for Medicaid varies from state to state.

Medicaid is not meant to serve the people on it for a lifetime, but it is of particular help to those who are juggling with their finances and having a serious medical problem and bills to pay up. It is also helpful for those who need to go to a nursing facility. If you wish to know about how you can join a Medicaid program or find out if you are eligible for one you need to contact you state’s Medicaid office for further information.

Health Insurance Center

• About Health Insurance Policy


• Health Insurance Claim Process


• Basics of an Individual Health Insurance Policy


• Understanding group health insurance policy


• How do you go about finding health insurance?


• Understanding Cobra


• About Medicaid


• About Medicare


• About PPO


• Factors affecting your cost on Health Insurance


• Health Maintenance Organization


• About Managed Care Plans


• About Indemnity Plans