Home Insurance

About Mobile Home Insurance

If you own a mobile or manufactured home, you need to take up a home insurance policy that provides coverage specifically suited to this. Although mobile insurance policy coverage varies from state to state, certain aspects of the coverage will be similar. Here is a look at the typical coverage that you will get through a mobile insurance policy:

• Protection for the mobile home structure – Coverage is provided for loss or damages to mobile home structure and adjacent structures by perils such as fire, windstorm, falling objects and much more. Before you take up the policy, read about the perils covered and what is excluded so that you are well aware of the losses against which you can make a claim.

• Protection for personal belongings - Coverage is provided for loss of personal belongings due to events such as theft, stolen credit cards and so on.

• Protection in case of personal liability – The policy provides coverage in the event of a lawsuit from someone who gets injured accidentally when visiting your home or unintentional property damage occurs to someone who doesn’t live in your home. In such situations, if you do not have coverage you will have to pay huge amounts for court costs or damages.

A mobile home insurance policy need not be costly. You can reduce the insurance premium amount by raising your deductible. In fact you can save up to 25% on the policy when you do this. Another way to reduce costs is to insure your home for only what it is worth. Make an accurate estimate of our mobile home’s worth, so that you do not have to pay high premiums. Before you take up the policy, read the mobile home insurance policy carefully and understand what the insurance company means by a mobile home and most importantly what are the perils for which they offer coverage. This way you are in a better position to know the circumstances under which you can make a claim and for which you cannot.

Mobile home insurance is a must for those who own a mobile home. It offers coverage for losses on personal property, personal belonging and in the event of personal liabilities.

Home Insurance Center

• Why do you need Home Insurance?


• Tips for making claims on your insurance policy


• Tips for Insuring Your Home to Value


• Tips on how to save money on home insurance


• How does your home insurance policy provide coverage for your home structure?


• How does your policy pay out when you have to make a claim?


• Importance of annually checking-up on your home insurance coverage coverage


• Do you need temporary living expenses and how does you home insurance policy provides for this?


• In what way does a home insurance policy protect you?


• Understanding personal property coverage in home insurance


• What happens after you file a home insurance claim?


• A look at how insurance companies calculate premium rates


• Insurance for Historic Homes


• Knowing more about Mobile Home Insurance


• About Mobile Home Insurance


• What you should look for before taking a mobile home insurance policy?


• Tips on what to look for when buying Condominium Insurance


• Why do you need to take Condo Insurance?


• About Earthquake Insurance


• About Insurance from the CEA


• Know about the CEA


• The Mini Policy


• Points to consider before taking up an earthquake insurance policy


• Tips for first time homebuyers who are buying insurance


• Why do you need Earthquake Insurance?


• How does prior history feature in a home’s insurance premium?